Utila’s 2025 Year in Review: Scaling the Infrastructure Powering the Digital Asset Economy

If 2024 was the year digital assets captured mainstream attention, 2025 was the year they quietly became financial infrastructure.

Amid this industry-wide transformation, Utila has had its own breakthrough year, evolving from a successful startup into a global powerhouse for institutional digital asset infrastructure. As the enterprise demand for digital assets and stablecoins accelerated across regions and verticals, we were well positioned to rapidly scale alongside the market. 

By year-end, the momentum translated into impressive operational outcomes: 

• Daily volumes reaching $1 billion.
• 4.5x ARR growth driven entirely by institutional demand.
• Secured over $110 billion in transactions on the Utila platform.
• Named to CB Insights’ list of 100 most promising fintech companies in the world.
• Raised $40 million in additional capital. Tripled the valuation. Tripled the team size.
• Hundreds of organizations relying on Utila as core infrastructure for digital asset ops.

To deliver these results, we grew into a global team of 50+ experts, building cutting-edge solutions and providing support for hundreds of customers now running their mission-critical digital asset operations in production.

Looking back on 2025, we reflect on the milestones that defined this growth for us – how our industry changed this year, how we responded, and what we learned along the way. As we enter 2026, we want to celebrate these wins and share why we feel even more ready for what comes next.

Why This Year Felt Different

While 2025 may have appeared quieter on the surface, it proved to be one of the most consequential years for digital assets to date. Rather than headline-driven moments, the industry experienced structural progress. Regulatory frameworks such as MiCA in Europe and the GENIUS Act in the U.S. provided long-awaited clarity, enabling digital assets to move beyond experimentation and into real financial workflows. 

With clearer rules and more predictable operating conditions, renewed institutional confidence followed. Organizations that had previously remained on the sidelines began deploying digital assets across treasury, trading, tokenization, payments, and liquidity operations. 

At the centre of it all, there were stablecoins, with global supply surpassing $300 billion and monthly transfer volumes exceeding $2 trillion – driven by real-world utility across global treasury management, B2B settlement, and remittances, to name just a few.

As institutions crossed from pilots into production, their expectations fundamentally changed. Reliability, governance, compliance, and operational clarity became non-negotiable. The question was no longer if digital assets could be used, but how to operate and build on them safely and at scale.

At Utila, we were determined to become the answer to that question.

Building for Institutional Reality

The secure, flexible, enterprise MPC wallet platform we built gave institutions a foundation they could trust. As stablecoin and digital asset operations rapidly moved from pilots into production, 2025 was about expanding that foundation – evolving Utila into a comprehensive operating system for digital assets with deeper programmability, richer ecosystem connectivity, and the ability to scale fast without compromising reliability.

That vision for growth earned the vote of confidence from the market. We raised $40M+ in new capital – an $18M Series A led by Nyca Partners, followed by a $22M extension led by Red Dot Capital Partners – bringing our total funding to $51.5M and nearly tripling our valuation in just six months. The raise reflects strong conviction in both the direction of the industry and the role Utila is positioned to play in building the core infrastructure institutions will rely on.

Armed with the capital, we did what we do best: we shipped. Across the year, the team shipped 50+ high-impact product improvements – prioritizing the operational demands we were seeing as more and more institutions moved stablecoin workflows into production.

In practical terms, we advanced the platform across five key areas:

• Institutional-scale coverage across a growing set of blockchains and assets – such as Stellar, Canton, Sui, Aptos, Bittensor, Litecoin, Arc, Tempo, Monad, and Stable to name a few – to support emerging use cases without slowing teams down.
• Embedded compliance and security, integrating Chainalysis and TRM Labs alongside Blockaid and Hypernative directly into transaction workflows so screening, monitoring, and threat defense could run in-line.
• Faster treasury and payment execution, bringing native swaps, cross-chain bridging, and advanced gas optimization into the Utila platform to reduce dependency on external tools for movement and settlement.
• Stronger governance and control, including custom quorums, EVM function-level governance, and EIP-712 typed data policy rules, plus scale features like batch address book management, unrivalled levels visibility of transaction payloads and API IP whitelisting.
• Institutional yield capabilities, adding institutional staking and stablecoin yield under the same governance and security expectations as custody and payments. This offers not just ease of use for our customers, but a holistic, end-to-end operational experience in Utila.
• A ton of UX improvements, such as transfer from mobile, dynamic transaction filters, in-app support chat, co-signer deployment optimizations and many more.

Launching Utila Link

The most significant milestone of 2025 was the launch of Utila Link, our institutional network layer for connecting counterparties across the digital asset economy. 

Link was designed to address a major bottleneck that emerged as stablecoin payment and settlement workflows scaled: counterparty discovery and onboarding. Link enables institutions to discover relevant  counterparties, connect once through governed approvals, and transact securely – without repeated address exchanges or fragmented, one-off processes. 

The result is faster time-to-production and less operational friction exactly where scale typically breaks down, reflecting the market’s shift from isolated pilots to repeatable, production-grade workflows.

Teams use Utila Link in two primary ways. For stablecoin payments connectivity, Link connects firms to on/off-ramps, PSPs, and payment partners across multiple jurisdictions, streamlining pay-ins and payouts with policy controls and pre-verified addressing.

For global capital movement, Link connects firms to OTCs, exchanges, funds, liquidity providers, and yield venues – supporting collateral transfers, profit settlement, rewards flows, and rebalancing under the same policy controls that reduce risk and accelerate time-to-settle.

Scaling as a Global Infrastructure Company

As our offering and its adoption expanded, so did the operational requirements behind the platform. In 2025, we invested heavily in global coverage – across regions, time zones, and support – so institutions could run mission-critical workflows without interruption. We expanded our footprint across North America, Latin America, and Asia, and moved toward true 24/7 technical support with coverage aligned to APAC and the Americas.

In parallel, we strengthened the organization to operate at this scale, adding capacity across engineering, product, R&D, and GTM teams. These were the kinds of “under the hood” investments that rarely make headlines, but determine whether infrastructure holds up in production. 

Those investments paid off. Beyond the growth metrics, Utila was named to the 2025 CB Insights Fintech 100, the annual list of the world’s most promising fintech companies – a recognition that reflects not just momentum, but operational maturity and execution at scale.

Infrastructure is only valuable if it works consistently, under pressure, and at scale. Throughout 2025, we continued investing with that standard in mind – focusing on product depth, reliability, and global scale.

Looking Ahead to 2026

By 2025, one thing became clear: digital assets are no longer peripheral to global financial infrastructure. They are becoming an integral part of how value moves globally.

The opportunity ahead is enormous. A recent global survey found that 13% of large institutions already use stablecoins, with more than half of the rest planning to start within a year.

In 2026, we plan to seize that opportunity: double down on stablecoin payment and institutional workflows, expand global connectivity through Utila Link, and keep raising the bar for large-scale digital asset operations.

Thank you for partnering with us in a landmark year. As we enter the next one, we are more confident than ever that for our partners and for Utila, the best is yet to come.