Products

Stablecoin Infrastructure

Treasury Management

Trading Operations

Wallet-as-a-Service

Business Continuity

Tokenization

Solutions

Banks

Payments

Fintechs

DeFi & Trading Firms

Corporate Treasuries

Platform

Utila Link

Integrations

Security

Trust Center

VOICES

Utila provides fintechs, PSPs, banks, and enterprises with infrastructure to build and manage stablecoin and digital asset products and workflows. Explore our platform capabilities for payments, treasury, trading, and more - designed for performance and scale.

Products

Stablecoin Infrastructure

Treasury Management

Trading Operations

Wallet-as-a-Service

Business Continuity

Tokenization

Solutions

Banks

Payments

Fintechs

DeFi & Trading Firms

Corporate Treasuries

Platform

Utila Link

Integrations

Security

Trust Center

VOICES

Utila provides fintechs, PSPs, banks, and enterprises with infrastructure to build and manage stablecoin and digital asset products and workflows. Explore our platform capabilities for payments, treasury, trading, and more - designed for performance and scale.

Products

Stablecoin Infrastructure

Treasury Management

Trading Operations

Wallet-as-a-Service

Business Continuity

Tokenization

Solutions

Banks

Payments

Fintechs

DeFi & Trading Firms

Corporate Treasuries

Platform

Utila Link

Integrations

Security

Trust Center

VOICES

Utila provides fintechs, PSPs, banks, and enterprises with infrastructure to build and manage stablecoin and digital asset products and workflows. Explore our platform capabilities for payments, treasury, trading, and more - designed for performance and scale.

Products

Stablecoin Infrastructure

Treasury Management

Trading Operations

Wallet-as-a-Service

Business Continuity

Tokenization

Solutions

Banks

Payments

Fintechs

DeFi & Trading Firms

Corporate Treasuries

Platform

Utila Link

Integrations

Security

Trust Center

VOICES

Utila provides fintechs, PSPs, banks, and enterprises with infrastructure to build and manage stablecoin and digital asset products and workflows. Explore our platform capabilities for payments, treasury, trading, and more - designed for performance and scale.

Book a Demo

Book a Demo

The License You Need, Without the Wait

Launch compliant stablecoin payments, payouts, and custody through Utila's network of licensed partners, without first building your own regulatory footprint. Use the network while your own license is pending, to enter markets where you do not plan to become licensed, or as an ongoing operating model.

Talk to Us

24/7

Customer Support

$500 Billion

Secured in TX Volume

Licensed coverage across the EU, Switzerland, US, and Canada

curl https://api.utila.io/vaults/6710086ed12e/transactions:initiate -d{
"details": {
"assetTransfer": {
"asset": "assets/native.ethereum-mainnet",
"amount": "10",
"source": "vaults/6710086ed12e/wallets/88114f8b97b",
"destination": "0x6710086ed12e88114f8b97b6710086ed12e"
}
}
}
{
"transaction": {
"name": "vaults/6710086ed12e/transactions/88114f8b97a",
"type": "TRANSACTION",
"subType": "NATIVE_TRANSFER",
"state": "AWAITING_POLICY_CHECK",
"note": "",
"network": "networks/ethereum-mainnet",
"request": {
"initiator": "users/61398f0cd15b",
"sourceWallet":

Leading fintechs, banks, and payment firms rely on Utila as their core infrastructure.

Trusted by leading FinTechs, Banks, and Payment Firms

Leading fintechs, banks, and payment firms rely on Utila as their core infrastructure.

Licensing shouldn't hold back your stablecoin roadmap

Launching stablecoin products often means securing MiCA authorization, money transmitter licenses, or other jurisdiction specific approvals, a process that can take 12–24 months and significant capital.

Licensing shouldn't hold back your stablecoin roadmap

Launching stablecoin products often means securing MiCA authorization, money transmitter licenses, or other jurisdiction specific approvals, a process that can take 12–24 months and significant capital.

Utila's Licensed Partner Network skips that wait. Connect with a licensed partner through Utila and run your wallet, transaction, policy, and compliance infrastructure from one platform.

How it works

How it works

You

Build your solution: the customer experience, distribution, and business logic.

Utila

Provides the underlying MPC wallet infrastructure, policy engine, APIs, and compliance tooling.

Licensed Partner Network

Provides you with regulatory coverage (MiCA, MTL, or equivalent): the regulated perimeter required for the relevant activity and jurisdiction.

The path to your own license

From signed agreement to go live: weeks, not months. Operate through the network for as long as you need, and transition to your own regulatory setup later without rebuilding your stack.

The path to your own license

From signed agreement to go live: weeks, not months. Operate through the network for as long as you need, and transition to your own regulatory setup later without rebuilding your stack.

Stay in Control

Launch with licensed coverage today while keeping Utila as the infrastructure layer underneath your product. From signed agreement to go live: weeks, not months.

Operate From One Platform

Manage wallets, policies, transactions, addresses, and approvals through the same Utila environment, even when regulatory coverage comes from a licensed partner.

Get Licensed Without Replatforming

When you secure your own regulatory authorization, transition to your own setup while keeping the same infrastructure, wallets, addresses, integrations, and operational workflows.

Institutional infrastructure underneath every flow

Institutional infrastructure underneath every flow

Secure Wallet Infrastructure

Institutional-grade MPC wallet infrastructure built for stablecoin operations.

Secure Wallet Infrastructure

Institutional-grade MPC wallet infrastructure built for stablecoin operations.

Granular Policy Controls

Define who can initiate, approve, and execute transactions across wallets, users, and workflows.

Granular Policy Controls

Define who can initiate, approve, and execute transactions across wallets, users, and workflows.

Production-Grade APIs

Build payments, payouts, treasury workflows, and customer-facing products directly on Utila.

Production-Grade APIs

Build payments, payouts, treasury workflows, and customer-facing products directly on Utila.

100+ Blockchains

Operate across payment-relevant networks including EVMs, Tron, Solana, Stellar, XRPL, Bitcoin, and more.

100+ Blockchains

Operate across payment-relevant networks including EVMs, Tron, Solana, Stellar, XRPL, Bitcoin, and more.

Embedded Compliance

Connect AML, KYT, Travel Rule, and transaction-screening workflows directly into your operating environment.

Embedded Compliance

Connect AML, KYT, Travel Rule, and transaction-screening workflows directly into your operating environment.

Utila Link

Access payment providers, liquidity venues, on/off-ramps, and institutional counterparties through Utila’s network.

Utila Link

Access payment providers, liquidity venues, on/off-ramps, and institutional counterparties through Utila’s network.

Ways to use the network

Ways to use the network

Launch While Your License Is Pending

Get your stablecoin product to market without waiting for a lengthy licensing process to finish.

Launch While Your License Is Pending

Get your stablecoin product to market without waiting for a lengthy licensing process to finish.

Expand Into New Markets

Enter a new region through a licensed partner without establishing a separate regulatory footprint in every jurisdiction.

Expand Into New Markets

Enter a new region through a licensed partner without establishing a separate regulatory footprint in every jurisdiction.

Operate Long Term

Use the network as an ongoing regulatory model where holding your own license does not make strategic or economic sense.

Operate Long Term

Use the network as an ongoing regulatory model where holding your own license does not make strategic or economic sense.

Licensed coverage, built in.

Licensed coverage, built in.

Fipto

European Union

Regulated B2B payments and treasury infrastructure with a Payment Institution license from the ACPR and MiCA CASP authorization from the AMF

Fipto

European Union

Regulated B2B payments and treasury infrastructure with a Payment Institution license from the ACPR and MiCA CASP authorization from the AMF

CoinGate

European Union, expanding to Switzerland

MiCA authorized CASP (expanding to Switzerland) and crypto payment infrastructure supporting payments, payouts, custody, exchange, and settlement

CoinGate

EU, expanding to Switzerland

MiCA authorized CASP (expanding to Switzerland) and crypto payment infrastructure supporting payments, payouts, custody, exchange, and settlement

Balance

US & Canada

Digital asset custody and money transmission infrastructure through regulated entities serving the US and Canadian markets

Balance

US & Canada

Digital asset custody and money transmission infrastructure through regulated entities serving the US and Canadian markets

Surus

United States

A North Carolina chartered trust company and qualified custodian, providing custody, corporate trust, tokenization, and fiduciary services

Surus

United States

A North Carolina chartered trust company and qualified custodian, providing custody, corporate trust, tokenization, and fiduciary services

curl https://api.utila.io/vaults/6710086ed12e/transactions:initiate -d{
"details": {
"assetTransfer": {
"asset": "assets/native.ethereum-mainnet",
"amount": "10",
"source": "vaults/6710086ed12e/wallets/88114f8b97b",
"destination": "0x6710086ed12e88114f8b97b6710086ed12e"
}
}
}
{
"transaction": {
"name": "vaults/6710086ed12e/transactions/88114f8b97a",
"type": "TRANSACTION",
"subType": "NATIVE_TRANSFER",
"state": "AWAITING_POLICY_CHECK",
"note": "",
"network": "networks/ethereum-mainnet",
"request": {
"initiator": "users/61398f0cd15b",
"sourceWallet":

curl https://api.utila.io/vaults/6710086ed12e/transactions:initiate -d{
"details": {
"assetTransfer": {
"asset": "assets/native.ethereum-mainnet",
"amount": "10",
"source": "vaults/6710086ed12e/wallets/88114f8b97b",
"destination": "0x6710086ed12e88114f8b97b6710086ed12e"
}
}
}
{
"transaction": {
"name": "vaults/6710086ed12e/transactions/88114f8b97a",
"type": "TRANSACTION",
"subType": "NATIVE_TRANSFER",
"state": "AWAITING_POLICY_CHECK",
"note": "",
"network": "networks/ethereum-mainnet",
"request": {
"initiator": "users/61398f0cd15b",
"sourceWallet":

Licensed Partner Network

Are You a Licensed Provider?

Join the Licensed Partner Network and connect with fintechs, PSPs and enterprises building stablecoin products on Utila.

Become a Licensed Partner

Common questions about the Licensed Partner Network

The Licensed Partner Network connects fintechs and enterprises with licensed providers that can support regulated stablecoin payments, payouts, custody, and related activities. Utila provides the wallet and operational infrastructure underneath the experience through a single technical integration.

Do I need my own license to get started?

Which markets does the network cover?

Can I use the network while applying for my own license?

Can I operate across multiple regions?

How is this different from an all-in-one stablecoin provider?

How quickly can I launch?

Do I eventually need my own license?

Ready to Launch on Licensed Stablecoin Rails?

Build your stablecoin product on Utila and connect with the licensed coverage you need to bring it to market.

Contact Sales

Companies who trust our enterprise-grade governance, security, and operational control:

Ready to Launch on Licensed Stablecoin Rails?

Build your stablecoin product on Utila and connect with the licensed coverage you need to bring it to market.

Contact Sales

Companies who trust our enterprise-grade governance, security, and operational control:

Ready to start your stablecoin journey?

Book a demo