VOICES

Utila provides fintechs, PSPs, banks, and enterprises with infrastructure to build and manage stablecoin and digital asset products and workflows. Explore our platform capabilities for payments, treasury, trading, and more - designed for performance and scale.

VOICES

Utila provides fintechs, PSPs, banks, and enterprises with infrastructure to build and manage stablecoin and digital asset products and workflows. Explore our platform capabilities for payments, treasury, trading, and more - designed for performance and scale.

VOICES

Utila provides fintechs, PSPs, banks, and enterprises with infrastructure to build and manage stablecoin and digital asset products and workflows. Explore our platform capabilities for payments, treasury, trading, and more - designed for performance and scale.

VOICES

Utila provides fintechs, PSPs, banks, and enterprises with infrastructure to build and manage stablecoin and digital asset products and workflows. Explore our platform capabilities for payments, treasury, trading, and more - designed for performance and scale.

Security

Infrastructure secure by design

Infrastructure secure by design

Designed by cybersecurity and cryptography experts, Utila's platform is built with security at every layer.

Leading fintechs, banks, and payment firms rely on Utila as their core infrastructure.

Trusted by leading FinTechs, Banks, and Payment Firms

Leading fintechs, banks, and payment firms rely on Utila as their core infrastructure.

Security Overview

Security is foundational to Utila.

Security is foundational to Utila.

It's at the heart of every decision.
It's at the heart of every decision.

Utila's infrastructure is built on security principles that protect every transaction, device, and workflow. Our MPC protocol eliminates single points of failure, while granular policy controls and multi-level backup ensure your operations stay secure and recoverable.

An out-of-the-box platform that lets you securely store, transfer and take complete control of your digital assets from day one, powered by MPC technology.

Multi Party Computation

Utila’s MPC protocol is executed between Utila and the customer, each holding one share of the distributed key, in a way where both shares remain private and dispersed at all times.

Multi Party Computation

Utila’s MPC protocol is executed between Utila and the customer, each holding one share of the distributed key, in a way where both shares remain private and dispersed at all times.

Multi Party Computation

Utila’s MPC protocol is executed between Utila and the customer, each holding one share of the distributed key, in a way where both shares remain private and dispersed at all times.

Strong Device Identity

Every device has a strong cryptographic identity, must be approved by multiple admins and has its key shares uniquely bound to it.

Strong Device Identity

Every device has a strong cryptographic identity, must be approved by multiple admins and has its key shares uniquely bound to it.

Strong Device Identity

Every device has a strong cryptographic identity, must be approved by multiple admins and has its key shares uniquely bound to it.

Built on the Cloud

Modern infrastructure and security to support system stability, reliability and maximum uptime.

Built on the Cloud

Modern infrastructure and security to support system stability, reliability and maximum uptime.

Built on the Cloud

Modern infrastructure and security to support system stability, reliability and maximum uptime.

Utila provides

Verifiable security
Verifiable security

Auditable infrastructure

Auditable infrastructure

MPC Key Management

MPC Key Management

For Secure Signing
For Secure Signing

Utila uses Multi Party Computation to eliminate private keys as single points of failure. Utila divides private keys into multiple shares in a manner where the control over the private key is divided between the customer and Utila.





Utila uses Multi Party Computation to eliminate private keys as single points of failure. Utila divides private keys into multiple shares in a manner where the control over the private key is divided between the customer and Utila.





Split Keys

No Single Point of Failure

Institutional

Self-Custody

Secure

No Key Exposure

Proven

Cryptographer-Designed

Secure Transfer
Secure Transfer

and Custody Environment

and Custody Environment

Outgoing transfers from your Utila Vault are secured via tight policy controls which can only be defined and managed by a quorum of Admins. This ensures that only authorized users can initiate, approve and sign transactions and that critical policy and environment actions require approval from multiple administrators.

Multi-Admin

Policy Bound

Multi-Signature

Quorum-Based Approvals

No Spoofing

Address Whitelisting

Compliant by Design

Full Audit Trail

Multiple Layers of
Multiple Layers of

Signing Key Protection

Signing Key Protection

Utila uses mobile device Biometrics and supports passkeys for Multi Factor Authentication to secure access to key shares on a device. In addition, every key share is uniquely bound to a specific user and device and can not be used on a different device with a malicious actor.

Biometrics

Device-Bound

Systemic

Passkey Support

Non-Transferable

User-Bound Keys

Sign Anywhere

Mobile Signing

Separation of Duties for Initiation

Separation of Duties for Initiation

vs Approval and Signing
vs Approval and Signing

Transactions can be initiated by users via the Console (web) or through API, but signed and published on another approved device (mobile or API). This allows greater flexibility when designing and building the security of the approval workflow of transactions and the access to private key shares.

Dual Control

Authorized Actions

Multi-Channel

Web + Mobile + API

Custom Rules

Configurable Workflows

Granular Permissions

Role-Based Access

End-to-End Encrypted

End-to-End Encrypted

Key Share Propagation
Key Share Propagation

New devices receive existing MPC key shares in an end-to-end encrypted manner from another device. At the end of the process, each device has its own unique set of key shares.

E2E Encrypted

Secure Transfer

No Server Relay

Device-to-Device

Fresh Shares Always

Unique Shares Per Device

Nothing Shared in Transit

Zero Knowledge Transfer

Secure Key Backup

Secure Key Backup

& Recovery
& Recovery

Utila offers a secure offline backup and recovery process where a customer is able to recover their assets in case of a disaster and lost or damaged devices. During the process only an approved administrator on the customer’s side is able to recover the keys. In addition, customers may choose to use third party backup providers.

Recovery

Offline Backup

Flexible Providers

Third-Party Backup Options

Customer-Controlled

Admin-Controlled Recovery

Built for the Worst Case

Disaster-Ready

SOC2 Type 2 Certified

SOC2 Type 2 Certified

Audited by Leading Web3
Security Firms
Audited by Leading Web3
Security Firms

Utila's infrastructure undergoes rigorous independent audits to ensure the highest standards of security, availability, and operational integrity for institutional digital asset operations.

Verified Controls

Independent Audit

Security-First Audit

Halborn Audited

Real-Time Oversight

Continuous Monitoring

Institutional Standard

Enterprise-Grade Compliance

Security Guide

Operational Principles and Infrastructure Guidelines

Request Guide

Security done right.

Best practices for digital asset infrastructure

The operational principles and insfrastructure guidelines your company needs to secure your digital asset operations at scale.

Security Guide

Operational Principles and Infrastructure Guidelines

Request Guide

Security done right.

Best practices for digital asset infrastructure

The operational principles and insfrastructure guidelines your company needs to secure your digital asset operations at scale.

Security Guide

Operational Principles and Infrastructure Guidelines

Request Guide

Security done right.

Best practices for digital asset infrastructure

The operational principles and insfrastructure guidelines your company needs to secure your digital asset operations at scale.

FAQ's

Common questions about Utila
Common questions about Utila

and answers to get you started

and answers to get you started

Something else on your mind?

What is Utila and who is it built for?
icon

Utila is an institutional-grade MPC wallet platform designed for fintechs, enterprises, stablecoin issuers, trading firms, custodians, and financial institutions. It provides secure infrastructure for storing, transferring, operating, and building with digital assets — including stablecoins, treasury operations, trading workflows, and tokenization.

How does Utila keep my digital assets secure?
icon

Utila uses a state-of-the-art MPC key management system, eliminating single points of failure and removing unnecessary counterparty risk. Security is reinforced through multi-level backup & recovery, SOC 2 Type II compliance, integrated AML/KYC/KYT providers, and continuous audits from industry-leading security firms.

Which blockchains and integrations does Utila support?
icon

Utila supports BTC, ETH, SOL, TRX, TON, major EVM chains, and Cosmos chains. With Bring Your Own (BYO) EVM, organizations can add additional EVM chains on demand. Utila also integrates with major exchanges, dApps, accounting tools, compliance providers, DeFi protocols, and backup/recovery partners.

Can we build our own applications or automate workflows using Utila?
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Yes. The Utila API enables teams to seamlessly integrate wallet creation, transfers, trading flows, and reporting into their existing systems. Developers can embed Utila into payment flows, apps, or custom operations — without requiring crypto expertise.

What makes Utila different from other institutional wallet solutions?
icon

Utila combines secure MPC infrastructure, configurable governance, DeFi connectivity, and enterprise-grade operations into a single unified platform. Organizations get full control of their keys, granular policy management, real-time portfolio visibility, direct on/off-ramp, and 24/7 support — all out of the box.

How quickly can my organization get started?
icon

Most teams can onboard in under 5 minutes and start creating wallets, setting policies, and initiating transactions immediately. Utila is fully self-service, allowing organizations to adapt policies, add users, integrate tools, and react to market conditions instantly — without waiting on support or custom engineering.

What is Utila and who is it built for?
icon

Utila is an institutional-grade MPC wallet platform designed for fintechs, enterprises, stablecoin issuers, trading firms, custodians, and financial institutions. It provides secure infrastructure for storing, transferring, operating, and building with digital assets — including stablecoins, treasury operations, trading workflows, and tokenization.

How does Utila keep my digital assets secure?
icon

Utila uses a state-of-the-art MPC key management system, eliminating single points of failure and removing unnecessary counterparty risk. Security is reinforced through multi-level backup & recovery, SOC 2 Type II compliance, integrated AML/KYC/KYT providers, and continuous audits from industry-leading security firms.

Which blockchains and integrations does Utila support?
icon

Utila supports BTC, ETH, SOL, TRX, TON, major EVM chains, and Cosmos chains. With Bring Your Own (BYO) EVM, organizations can add additional EVM chains on demand. Utila also integrates with major exchanges, dApps, accounting tools, compliance providers, DeFi protocols, and backup/recovery partners.

Can we build our own applications or automate workflows using Utila?
icon

Yes. The Utila API enables teams to seamlessly integrate wallet creation, transfers, trading flows, and reporting into their existing systems. Developers can embed Utila into payment flows, apps, or custom operations — without requiring crypto expertise.

What makes Utila different from other institutional wallet solutions?
icon

Utila combines secure MPC infrastructure, configurable governance, DeFi connectivity, and enterprise-grade operations into a single unified platform. Organizations get full control of their keys, granular policy management, real-time portfolio visibility, direct on/off-ramp, and 24/7 support — all out of the box.

How quickly can my organization get started?
icon

Most teams can onboard in under 5 minutes and start creating wallets, setting policies, and initiating transactions immediately. Utila is fully self-service, allowing organizations to adapt policies, add users, integrate tools, and react to market conditions instantly — without waiting on support or custom engineering.

Digital Asset
Digital Asset
Digital Asset
Infrastructure
Infrastructure
Infrastructure

engineered for reliability.

engineered for reliability.

engineered for reliability.

Empower your organization to securely store, transfer, and govern digital assets with enterprise-grade confidence. Built for fintechs, enterprises, and institutional operators.

Empower your organization to securely store, transfer, and govern digital assets with enterprise-grade confidence. Built for fintechs, enterprises, and institutional operators.

See how Utila fits into your stack.
Live walkthrough, no commitment.

Companies who trust our enterprise-grade governance, security, and operational control: