Article
4 min read time
Lumx, Utila, and Chainalysis are partnering to bring secure, compliant B2B stablecoin payments in Latin America. The collaboration combines Lumx’s payments orchestration, Utila’s institutional MPC wallet and operations platform, and Chainalysis’s real-time blockchain compliance, enabling businesses to move value instantly while meeting stringent risk and regulatory standards.
How Lumx is Leveraging Utila’s Platform for B2B Stablecoin Payments in Latin America
Lumx is transforming cross-border payments in LATAM by facilitating stablecoin adoption in an efficient and scalable way. Their APIs and developer tools enable companies to seamlessly integrate stablecoin-powered virtual accounts, on/off ramps, and instant settlement solutions – addressing the critical need for efficient alternatives to traditional banking rails.
This transformation requires infrastructure that handles institutional-grade complexity while maintaining stablecoins’ speed and cost advantages. Utila’s platform provides this breadth, enabling Lumx to leverage an integrated suite of enterprise wallet capabilities instead of building multiple point solutions.
Through this partnership, Lumx utilizes key functionalities of Utila:
Granular Policy Controls: Utila’s governance framework enables custom approval workflows and spending limits across customer segments, allowing Lumx to serve small businesses to enterprises with appropriate risk controls.
MPC-Based Key Management: Utila’s MPC wallet technology eliminates single points of failure in treasury operations – critical for payment infrastructure handling millions daily.
Automated Treasury: Lumx can monitor liquidity across stablecoins and other digital assets in real-time, manage threshold-based top-ups, and generate detailed reporting.
Payments Execution & Gas Management: Batch Transfers enable multiple payments with one approval, while Sponsored Payments centralize network fees to prevent failed payouts.
Addressing LATAM’s Complex Digital Asset Compliance with Chainalysis Integration
LATAM is home to a dynamic and fast-growing stablecoin ecosystem, amidst a complex regulatory landscape where AML application varies across jurisdictions. For Lumx, one of the key challenges is maintaining compliance across multiple jurisdictions while preserving stablecoins’ speed and efficiency. Utila’s built-in Chainalysis integration addresses this need through automated, continuous monitoring and real-time transaction screening without delays.
The integration empowers enterprises using both Lumx and Chainalysis to automatically screen all transfers, freeze illicit transactions, and block sanctioned addresses on Lumx’s platform, delivering the institutional-grade compliance framework B2B customers require when adopting stablecoin payments.
Why This Partnership Matters for LATAM Stablecoin Adoption
The collaboration highlights a broader shift happening across LATAM’s financial landscape. As traditional payments involve high fees and multi-day settlements, businesses increasingly choose stablecoins for instant, cost-effective alternatives.
Lumx represents exactly the kind of innovative thinking that’s reshaping payments in Latin America. Their vision aligns perfectly with our mission to provide security and compliance infrastructure.
Bentzi Rabi, Co-founder & CEO of Utila
Stablecoins are rapidly solidifying their role as a foundational layer for the future of finance. Chainalysis is proud to partner with Lumx, providing our industry-leading compliance solutions to enable the secure and compliant growth of B2B stablecoin payments across LATAM.
Carlos Jaramillo, Regional Director, Latin America, Chainalysis.
We’re thrilled to work with Utila and Chainalysis to enhance our platform’s security and compliance posture. Utila’s enterprise wallet platform and the Chainalysis integration allows us to provide transparency and peace of mind to businesses adopting stablecoins.
Caio Barbosa, Co-founder & CEO of Lumx.
As enterprise stablecoin adoption grows in emerging markets, partnerships like this enable fintech companies to capture opportunities while maintaining institutional standards. We look forward to growing this partnership as cross-border stablecoin payments become increasingly important globally.
About Lumx
Lumx is a stablecoin infrastructure platform powering B2B payments in LATAM. Through APIs and developer-friendly tools, Lumx enables businesses to integrate stablecoin-powered accounts, on/off ramps, and global payment solutions with instant settlement and deep liquidity. Backed by BTG Pactual and recognized by global innovation programs, Lumx is redefining cross-border money movement with compliant, scalable, and reliable solutions. Learn more at https://lumx.io/
About Chainalysis
Chainalysis is the blockchain data platform, making it easy to connect the movement of digital assets to real-world services. Organizations can investigate illicit activity, manage risk exposure, and develop innovative market solutions with deep blockchain data insights. Our mission is to build trust in blockchains, blending safety and security with an unwavering commitment to growth and innovation. Learn more at https://www.chainalysis.com/
About Utila
Utila is the secure, all-in-one digital asset operations platform for institutions. Utila enables organizations of all sizes to securely manage and build on digital assets. Designed for PSPs, stablecoin products, neobanks, custodians, OTC desks, exchanges, and institutional investors, Utila offers secure MPC wallets, granular policy controls, robust APIs, payments and tokenization engine, and integrations with banking, AML, exchanges, DeFi, and more. Trusted by industry leaders, Utila processes over $15B monthly and has secured $90B+ in transactions – growing rapidly.
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